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Education Cooperative Society

Your bank, engaged in the educational service that lights the lamp of wisdom for the nation's children

Services available at the Education Co-operative Society

The Educational Cooperative Society has provided a number of services to you, including credit facilities, welfare schemes, fixed deposits and holiday resort facilities.

Our Member community

The society currently has a large community of over 210,000 members.

Loan Facilities

There are 6 types of loans including Property loans, Collateral loans, Instant loans,.

Welfare Facilities

Many welfare facilities including University scholarships and Grade 5 scholarships.

Fixed Deposit

Offers a high interest rate of 10.5% on member and non-member fixed deposits.

Holiday Resort Facilities

Anuradhapura, Kataragama, Nuwara Eliya, hostels and holiday resort facilities for you.

Branch Network

Branch network with 21 district offices and 04 zonal offices covering the entire island

The society has introduced 7 loan facilities and 3 welfare facilities for its members.

Rs 5,000,000/-

Interest rate - 5% - 6%

Rs.1,000,000/-

Interest rate - 6 %

Rs. 500,000/-

Interest rate - 8 %

Rs 500,000/-

Interest rate - 8 %

Rs 300,000/-

Interest rate - 6 %

90% of amount in FiD Account

Interest rate - 6 %

Rs.10,000/-

Interest rate - 6 %

Rs. 75,000/-

Rs. 15,000/- per academic year

Rs. 7,500/-

Rs. 50,000/-

Number of months contributed to the fund - Over 120

The Educational Cooperative Society has established 3 holiday resorts for the convenience of members and non-members.

Anuradapuraya Holiday Resort

Gurugedara Holiday Resort (Anuradhapuraya) Matale Junction, Kurundankulama, Anuradhapuraya

Kataragama Holiday Resort

Gurugedara Holiday Resort (Kataragama) No- 25, Pussadewa Road, Kataragama.

Nuwaraeliya Holiday Resot

Gurugedara Holiday Resort (Nuwaraeliya) Bacus Farm, Mahagasthota, Nuwaraeliya

EDCS Special Notice

University scholarship

Calling Applications for the grant of University scholarship academic year 2024/2025. Closing date for receipt of applications 20-03-2026

"Ath Noharina Ath" Operation

The rehabilitation of schools damaged by Cyclone Ditva was carried out with the help of EDCS staff on 15th and 16th December 2025.

Property Loan

Loans can be obtained up to a maximum of five million rupees (Rs. 5 million) for property collateral loan.

EDCS Head Office Location

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