Education Cooperative Society
Your bank, engaged in the educational service that lights the lamp of wisdom for the nation's children
Services available at the Education Co-operative Society
The Educational Cooperative Society has provided a number of services to you, including credit facilities, welfare schemes, fixed deposits and holiday resort facilities.
Our Member community
The society currently has a large community of over 210,000 members.
Loan Facilities
There are 6 types of loans including Property loans, Collateral loans, Instant loans,.
Welfare Facilities
Many welfare facilities including University scholarships and Grade 5 scholarships.
Fixed Deposit
Offers a high interest rate of 10.5% on member and non-member fixed deposits.
Holiday Resort Facilities
Anuradhapura, Kataragama, Nuwara Eliya, hostels and holiday resort facilities for you.
Branch Network
Branch network with 21 district offices and 04 zonal offices covering the entire island





The society has introduced 7 loan facilities and 3 welfare facilities for its members.
Rs 5,000,000/-
Interest rate - 5% - 6%
Rs.1,000,000/-
Interest rate - 6 %
Rs. 500,000/-
Interest rate - 8 %
Rs 500,000/-
Interest rate - 8 %
Rs 300,000/-
Interest rate - 6 %
90% of amount in FiD Account
Interest rate - 6 %
Rs.10,000/-
Interest rate - 6 %
Rs. 75,000/-
Rs. 15,000/- per academic year
Rs. 7,500/-
Rs. 50,000/-
Number of months contributed to the fund - Over 120
The Educational Cooperative Society has established 3 holiday resorts for the convenience of members and non-members.
Anuradapuraya Holiday Resort
Gurugedara Holiday Resort (Anuradhapuraya) Matale Junction, Kurundankulama, Anuradhapuraya
Kataragama Holiday Resort
Gurugedara Holiday Resort (Kataragama) No- 25, Pussadewa Road, Kataragama.
Nuwaraeliya Holiday Resot
Gurugedara Holiday Resort (Nuwaraeliya) Bacus Farm, Mahagasthota, Nuwaraeliya
EDCS Special Notice
The rehabilitation of schools damaged by Cyclone Ditva was carried out with the help of EDCS staff on 15th and 16th December 2025.
Loans can be obtained up to a maximum of five million rupees (Rs. 5 million) for property collateral loan.

Calling Applications for the grant of University scholarship academic year 2024/2025. Closing date for receipt of applications 20-03-2026